The Insurance Lesson We Can Learn From the Play ‘A Raisin in the Sun’

a-raisin-in-the-sun

By Yolanda Spivey

The play “A Raisin in the Sun” made its Broadway debut in 1959. Since then, it has been made into a musical, and a few films.  Acting heavy weights Sidney Poitier, Danny Glover, Joe Morton, and now Denzel Washington, have all starred in this production.

Written by Lorraine Hansberry, “A Raisin in the Sun” tells the story of a family who lives in deep poverty on the South Side of Chicago. The working class family is anxiously awaiting a $10,000 insurance check that was left to them by the deceased head of their household.

As the story unfolds, the family squabbles over what they should do with the insurance money—and eventually when it does arrive, the widowed matriarch, Lena, decides to take a portion of the insurance funds and put a down-payment on a new home.  She then gives the rest to her son Walter to invest, although she was against it at first.

Walter negligently loses the money, but the family (spoiler alert), was still able to move out of the dilapidated two bedroom apartment they all shared.

So what is the lesson learned?  The story has an under-lying message on why life insurance is so important to your family.

Just recently I wrote an article on a father of 4 who died while on vacation after cancelling his life insurance policies.   This left his family in a destitute situation, and his wife had to raise public funds to pay for his funeral.

The deceased head of the household in “A Raisin in the Sun” was responsible enough to set up life insurance for himself because he knew if he wasn’t there, the household might not have survived.  Ten thousand dollars isn’t a lot of money now, and may not have been in 1959, but it certainly afforded the family enough money to put down on a new home, in a so-called “better” neighborhood, and ultimately gave the family a better life.

Life insurance not only can give you a better life, but depending on the amount you take out on your life, it can certainly give you a new life.  It also replaces the missing income that is not going to be there should you or a love one pass away.

It can also create generational wealth.  I’ll never forget a young man who lived in my neighborhood.  He didn’t have a lot of money and his family actually lived in a trailer park in Moonachie, NJ.  When his father died, he found out that he was the beneficiary of a life insurance policy that was well over six figures.  This money gave him the opportunity to pay for his college education, and he eventually opened his own business and is doing quite well financially today.

So folks, get life insurance and save your family’s life.  Email me at info@blackinsurancenews.com with any questions you may have regarding life insurance.

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